Geico’s Racial Risk Criteria

The [Geico underwriting] guide, in addition to listing factors such as driving history, age, mileage and vehicle type, includes a section dividing drivers into eight groups based on their education and occupation. Considered “more favorable” are professionals with college degrees and graduate students. “Least favorable” are “minimally skilled clerks, assistants, stock clerks and postal clerks,” as well as long-haul drivers and “unskilled and semiskilled blue and gray collar workers.”

Albert B. Crenshaw, Caroline E. Mayer, “Geico’s Risk Criteria Challenged,” Washington Post, 3/21/06.